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Investment returns

Step-up SIP calculator

Explore increasing your monthly investment each year.

Your assumptions

Estimated final value

₹13,69,826
Growth over time
₹0₹6.8L₹13.7LYear 0Year 5Year 10
ContributionsProjected value
Where the final amount comes from
30%
  • Total contributions₹9,56,245 · 69.8%
  • Estimated growth₹4,13,581 · 30.2%
Total contributions
₹9,56,245
Estimated growth
₹4,13,581
View year-by-year projection
YearContributed / starting amountProjected value
1₹60,000₹62,250
2₹1,26,000₹1,35,891
3₹1,98,600₹2,22,492
4₹2,78,460₹3,23,813
5₹3,66,306₹4,41,829
6₹4,62,937₹5,78,754
7₹5,69,230₹7,37,069
8₹6,86,153₹9,19,553
9₹8,14,769₹11,29,313
10₹9,56,245₹13,69,826

How this calculation works

Monthly contribution in year k = initial contribution × (1 + increase)^(k − 1).

Assumptions and limits

Contributions at month-end, increased after each 12-month period. Monthly rate = annual rate ÷ 12.

Default values are examples, not forecasts or product offers. Change them to reflect your situation. Calculations run without an account. No result is saved to your portfolio.

Example

Using Monthly contribution (₹): 5000; Duration (years): 10; Assumed annual rate (%): 8; Annual contribution increase (%): 10, estimated final value is ₹13,69,826.