TrendNitiFinancial planning
Retirement calculator
Estimate the corpus needed to fund retirement expenses.
Estimated corpus at retirement
₹4,30,79,307Compare annual expenses; the corpus above funds the full retirement period.
- Monthly expenses at retirement
- ₹1,60,357
- First-year annual expenses
- ₹19,24,281
How this calculation works
First-year annual expenses = monthly expenses × 12 × (1 + inflation)^years. Corpus is the present value of inflation-growing annual withdrawals.
Assumptions and limits
Expenses increase with inflation. Assumes annual withdrawals at the start of each retirement year, constant returns and a depleted corpus at the end. Excludes pensions, taxes, exceptional expenses and sequence-of-returns risk.
Default values are examples, not forecasts or product offers. Change them to reflect your situation. Calculations run without an account. No result is saved to your portfolio.
Example
Using Monthly expenses today (₹): 50000; Years until retirement: 20; Years in retirement: 25; Assumed inflation (%): 6; Return during retirement (%): 7, estimated corpus at retirement is ₹4,30,79,307.