TrendNitiFinancial planning
Financial Goal calculator
Work backwards from a future goal to a monthly contribution.
Required monthly contribution
₹18,365Compare the future goal cost with projected existing savings. Monthly contributions cover any remaining gap.
- Future goal cost
- ₹35,81,695
- Projected existing savings
- ₹2,21,964
- Remaining gap
- ₹33,59,731
How this calculation works
Monthly contribution = max(0, future goal − future existing savings) / monthly annuity growth factor.
Assumptions and limits
Inflates the goal cost, projects existing savings, then solves for month-end contributions. Monthly investment rate = annual rate ÷ 12. Returns are not guaranteed.
Default values are examples, not forecasts or product offers. Change them to reflect your situation. Calculations run without an account. No result is saved to your portfolio.
Example
Using Goal cost in today’s rupees (₹): 2000000; Existing savings allocated (₹): 100000; Duration (years): 10; Assumed annual rate (%): 8; Assumed goal inflation (%): 6, required monthly contribution is ₹18,365.