TrendNitiInterest and deposits
FD calculator
Estimate a cumulative fixed deposit’s maturity value.
Estimated final value
₹2,00,160ContributionsProjected value
- Starting amount₹1,00,000 · 50.0%
- Estimated growth₹1,00,160 · 50.0%
- Starting amount
- ₹1,00,000
- Estimated growth
- ₹1,00,160
View year-by-year projection
| Year | Contributed / starting amount | Projected value |
|---|---|---|
| 1 | ₹1,00,000 | ₹1,07,186 |
| 2 | ₹1,00,000 | ₹1,14,888 |
| 3 | ₹1,00,000 | ₹1,23,144 |
| 4 | ₹1,00,000 | ₹1,31,993 |
| 5 | ₹1,00,000 | ₹1,41,478 |
| 6 | ₹1,00,000 | ₹1,51,644 |
| 7 | ₹1,00,000 | ₹1,62,541 |
| 8 | ₹1,00,000 | ₹1,74,221 |
| 9 | ₹1,00,000 | ₹1,86,741 |
| 10 | ₹1,00,000 | ₹2,00,160 |
How this calculation works
Maturity = principal × (1 + annual rate / 4)^(4 × years).
Assumptions and limits
Assumes quarterly compounding and no withdrawals. This is not a bank quote; actual day-count rules, tax and premature withdrawal terms can differ.
Default values are examples, not forecasts or product offers. Change them to reflect your situation. Calculations run without an account. No result is saved to your portfolio.
Example
Using Starting amount (₹): 100000; Duration (years): 10; Assumed annual rate (%): 7, estimated final value is ₹2,00,160.