TrendNitiInterest and deposits
RD calculator
Estimate growth from regular monthly deposits.
Estimated final value
₹8,68,509ContributionsProjected value
- Total contributions₹6,00,000 · 69.1%
- Estimated growth₹2,68,509 · 30.9%
- Total contributions
- ₹6,00,000
- Estimated growth
- ₹2,68,509
View year-by-year projection
| Year | Contributed / starting amount | Projected value |
|---|---|---|
| 1 | ₹60,000 | ₹62,311 |
| 2 | ₹1,20,000 | ₹1,29,099 |
| 3 | ₹1,80,000 | ₹2,00,686 |
| 4 | ₹2,40,000 | ₹2,77,418 |
| 5 | ₹3,00,000 | ₹3,59,664 |
| 6 | ₹3,60,000 | ₹4,47,820 |
| 7 | ₹4,20,000 | ₹5,42,310 |
| 8 | ₹4,80,000 | ₹6,43,591 |
| 9 | ₹5,40,000 | ₹7,52,149 |
| 10 | ₹6,00,000 | ₹8,68,509 |
How this calculation works
Monthly equivalent rate = (1 + annual rate / 4)^(1 / 3) − 1; each month: (balance + deposit) × (1 + monthly rate).
Assumptions and limits
Deposits at the start of each month. Quarterly compounding is converted to an equivalent monthly rate. Bank-specific instalment dates and penalties are excluded.
Default values are examples, not forecasts or product offers. Change them to reflect your situation. Calculations run without an account. No result is saved to your portfolio.
Example
Using Monthly contribution (₹): 5000; Duration (years): 10; Assumed annual rate (%): 7, estimated final value is ₹8,68,509.