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Savings schemes

PPF calculator

Explore an annual-contribution PPF projection.

Your assumptions

Estimated final value

₹26,88,805
Growth over time
₹0₹13.4L₹26.9LYear 0Year 8Year 15
ContributionsProjected value
Where the final amount comes from
44%
  • Total contributions₹15,00,000 · 55.8%
  • Estimated growth₹11,88,805 · 44.2%
Total contributions
₹15,00,000
Estimated growth
₹11,88,805
View year-by-year projection
YearContributed / starting amountProjected value
1₹1,00,000₹1,07,000
2₹2,00,000₹2,21,490
3₹3,00,000₹3,43,994
4₹4,00,000₹4,75,074
5₹5,00,000₹6,15,329
6₹6,00,000₹7,65,402
7₹7,00,000₹9,25,980
8₹8,00,000₹10,97,799
9₹9,00,000₹12,81,645
10₹10,00,000₹14,78,360
11₹11,00,000₹16,88,845
12₹12,00,000₹19,14,064
13₹13,00,000₹21,55,049
14₹14,00,000₹24,12,902
15₹15,00,000₹26,88,805

How this calculation works

Each full financial year: (opening balance + annual contribution) × (1 + annual rate).

Assumptions and limits

Illustrative rate, not the current notified rate. Assumes a contribution before April 5 each year and annual interest credit. Uses 15 full financial years, then optional five-year blocks; excludes the opening partial year, withdrawals and loans. Actual PPF rates can change.

Check official savings-scheme information

Default values are examples, not forecasts or product offers. Change them to reflect your situation. Calculations run without an account. No result is saved to your portfolio.

Example

Using Annual contribution (₹): 100000; Projection years: 15; Assumed annual rate (%): 7, estimated final value is ₹26,88,805.