Savings schemes
PPF calculator
Explore an annual-contribution PPF projection.
Estimated final value
₹26,88,805- Total contributions₹15,00,000 · 55.8%
- Estimated growth₹11,88,805 · 44.2%
- Total contributions
- ₹15,00,000
- Estimated growth
- ₹11,88,805
View year-by-year projection
| Year | Contributed / starting amount | Projected value |
|---|---|---|
| 1 | ₹1,00,000 | ₹1,07,000 |
| 2 | ₹2,00,000 | ₹2,21,490 |
| 3 | ₹3,00,000 | ₹3,43,994 |
| 4 | ₹4,00,000 | ₹4,75,074 |
| 5 | ₹5,00,000 | ₹6,15,329 |
| 6 | ₹6,00,000 | ₹7,65,402 |
| 7 | ₹7,00,000 | ₹9,25,980 |
| 8 | ₹8,00,000 | ₹10,97,799 |
| 9 | ₹9,00,000 | ₹12,81,645 |
| 10 | ₹10,00,000 | ₹14,78,360 |
| 11 | ₹11,00,000 | ₹16,88,845 |
| 12 | ₹12,00,000 | ₹19,14,064 |
| 13 | ₹13,00,000 | ₹21,55,049 |
| 14 | ₹14,00,000 | ₹24,12,902 |
| 15 | ₹15,00,000 | ₹26,88,805 |
How this calculation works
Each full financial year: (opening balance + annual contribution) × (1 + annual rate).
Assumptions and limits
Illustrative rate, not the current notified rate. Assumes a contribution before April 5 each year and annual interest credit. Uses 15 full financial years, then optional five-year blocks; excludes the opening partial year, withdrawals and loans. Actual PPF rates can change.
Check official savings-scheme information
Default values are examples, not forecasts or product offers. Change them to reflect your situation. Calculations run without an account. No result is saved to your portfolio.
Example
Using Annual contribution (₹): 100000; Projection years: 15; Assumed annual rate (%): 7, estimated final value is ₹26,88,805.